Save smarter, live softer with pCash
Smart Saving. Auto Spending. Vendor Discounts. Instant Credit. Welcome to the Soft Life!
Why pCash is for you
Express your own person
You are you, and no one else. Express yourself with a customised account number that reflects your style.
Build your trust circle
Money is a litmus test in any relationship. Rotate your savings with folks you can vouch for and earn in turns.
Become a sharp shooter
Ready, aim, fire! Hit your targets consistently with your savings partners and even faster with sponsors.
Lock deals with savings
Who doesn't like discounts? Lock down best deals tailored to your specific savings and unlock once targets are met.
Move up the ladder
Climb into the next social class by building and monitoring your creditworthiness with every transaction.
Credit at your service
You have worked for it, now take it! Access the credit your transactions have earned you instantly.
Who wants to settle for a boring account number?
Snatch your favourite number (before your ex does) and claim it once you join the Soft Life Fam!
We care about your data in our privacy policy.
Unlock Smarter Finance
Track, save, and secure your money with our innovative features designed to simplify your financial journey.
D-I-Y Onboarding
Register with convenience & verify your ID in realtime.
Account Customization
Brand your wallet with your phone number for easy remembrance.
Rotating Thrift Savings
Build trust with your friends and family via interest-bearing rotating savings.
Value Added Services (VAS)
Stay connected with reminders & automated renewals.
Target Savings
Cultivate a rewarding habit of saving and add sponsors to reach targets faster.
Soft Score
Build your creditworthiness with every transaction.
Credit
Access instant credit with flexible repayment plans.
Customer Care
Experience robust self-help on your favourite chat apps.
Enter the Soft Life Challenge and win CASH prizes!
Here’s how:
- Follow pCash on social media
- Tag 3 friends in our monthly giveaway posts
- Create a post about pCash and its benefits
- Use the hashtag #SoftLifeChallenge and tag pCash
- Complete and submit the form below
Terms and Conditions apply.
- Each month we will credit x new winners with ₦50,000
- The first 10 people to complete all requirements (each month) will win ₦5,000 airtime
- While you can only win once, you're welcome to participate every month until you do!
- The contest is open for entries from the 1st to the 25th day of each month.
The numbers don't lie. pCash is that good great!
Rotating Thrift Groups
Target Savers
Vendor Discounts
Eligible Soft Lifers
Don’t just take our word for it
Hear from some of our amazing customers who are managing their finances better.
Of the many financial apps I’ve tried, none seems to come close to pCash in relevance to my needs. The fact that every transaction I complete on the app instantly boosts my creditworthiness is a winner for me.
Ope Abdallah
Engineer
pCash is what I’d label a ‘promise made, promise kept’ kind of product. It has disciplined me and my friends to save so much together and even helped us widen our circle of trust. Thanks to Yakub, my roommate, who told me about it.
Ehis Bassey
DJ
I was sceptical at first and presumed this was just another money app in a crowded space, but pCash did surprise me. My Soft Score is looking pretty, and the vendor discounts are an amazing bonus. Give it a try!
Chiamaka Macaulay
Designer
Frequently Asked Questions
Get the answers you need to common questions.
What is pCash?
pCash is a digital payment solution that allows users to make transactions, save money, and manage their finances.
How do I get started with pCash?
Download the app, sign up with your details, and follow the verification process.
What are the transaction fees?
Check our fee structure on the mobile app or web app.
Is my money safe with pCash?
Yes, we use advanced security measures to protect your funds and data.
How do I secure my pCash account?
Use strong passwords, enable 2FA, and keep your app updated.
Can I save money with pCash?
Yes, you can set aside money and earn interest.
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
Begin your journey to financial intelligence
Save smarter, live softer with pCash.
